What determines your destiny?

“Watch your thoughts; they become words.  Watch your words; they become actions.  Watch your actions; they become habits.  Watch your habits; they become character.  Watch your character; it becomes your destiny.” Origin uncertain Read More »

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Your money – pushing through in 2012

It’s been almost five years since the onset of the United States banking crisis that sent the world into recession. That’s a long time. The question I’m sure that many of you are asking is, ‘What does the financial future hold in 2012?’ Read More »

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Focus on your finances

Calculator and penMost people I speak to say they want to achieve financial freedom.  Do you?  If so, I want you to think about whether there is anything in the way you manage your personal finances that is not focussed on this goal.  Read More »

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Sharpen your axe

When it comes to fulfilling your potential, whether it’s living your dreams or achieving financial freedom, there are many lessons we can take from this analogy on sharpening your axe. Read More »

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The man who lived his passion

Why did the world mourn the death of Steve Jobs this week? What made this man so special and so unique? He was a college drop-out from a working class home and yet he went on to revolutionise the way we interact with technology.

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The key to financial freedom

One of the keys to achieving financial freedom is the ability to exercise self-discipline in our money management. In fact, without it, we can kiss financial freedom goodbye. Too many of us have the wrong perception about this great tool. We see it as something unpleasant and difficult to attain. Self-discipline is actually our greatest ally. When it comes to money matters, it’s the ability Read More »

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Don’t spend your money emotionally

Our emotions are a huge part of our lives. Although there are times when emotions can be painful, there is no doubt that life would be dull without them. And while emotions are neither right nor wrong, we shouldn’t base our decisions on them, especially our money decisions. Read More »

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How comfortable are you?

There are three zones to live in when it comes to our dreams i.e. the comfort zone, the panic zone and the stretch zone.   Read More »

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Five holiday money saving tips

Holidays abroad are expensive enough without the extra expense that comes from foreign exchange transactions.  Here are just five tips to help you keep these costs at bay: Read More »

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Success always leaves clues

I had the amazing privilege this week of attending a live interview with Sir Richard Branson.  Having spent a number of years working for Virgin, I have long respected the man for his achievements and while his style may be a little controversial at times, there is no doubt that he really is an inspiration to many.   Read More »

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  • Liz Lugt

    Speaker, trainer
    & mentor

    Liz is passionate about empowering people to live to their true potential. As a speaker, trainer and mentor her aim is to inspire individuals and give them the tools to move forward in life...More...
  • "Liz has equipped our staff to make the most of their personal finances. The course has lifted employee morale..." More...
    Daniel Lees, Operations director